What does my credit score mean | Refresh Financial
  •     You won’t be approved for credit, except at payday lenders.
  •     You will pay extremely-high interest rates and fees.

What kind of credit can I get?

  •     Your borrowing options will be high-risk, alternative lenders.
  •     You will have to pay lots of fees and high-interest.

What kind of credit can I get?

  •     You might be approved at banks to get credit.
  •     You are likely to pay slightly-high interest rates.

What kind of credit can I get?

  •     Banks will be happy to extend credit to you.
  •     You'll receive their advertised standard rates.

What kind of credit can I get?

  •     Congratulations! You are able to get any credit you need.
  •     You will have the lowest possible interest rates and fees.

What kind of credit can I get?

*Credit scoring scale depends on individual lenders' criteria, and should be used as a general guide only. Approvals depend on your personal financial circumstances.

Want to build your credit by saving money (instead of spending)? We can help.

Check out our credit score calculators to see the difference your credit score makes.

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