Who we are
At Refresh, we believe everyone deserves a fair shake.
We help people from any background build a better financial reputation
Especially those who might not be treated well elsewhere. Our goal is to help Canadians take control of their finances. We do that by providing programs that help people to build credit safely. We choose to focus on credit because it is a key part of financial freedom.
Why we do it
Respect is at the core of why we do what we do.
Respect is at the core of why we do what we do. This means all people, no matter what their history may be. We believe in doing our best to take care of others, no matter their circumstances. We believe in the power of change. We believe that anyone is capable of change, if it is something they truly want.
Our goal is to help as many people as possible.
Our goal is to help people on the road to self-improvement. We serve with compassion. We know there are a variety of reasons someone may find Refresh; we promise to do our best to understand and empathize with the unique situation of every client.
Together, we can.
We believe in respecting people’s limited time, making the most of individual differences, and working together to create change. And along the way we celebrate the wins, big or small, together.
Success for the long term
If you become a Refresh client, we’ll be happy when you leave… but only if you leave better equipped to deal with the banking system.
Learn about our programs
This card is owned and issued by Digital Commerce Bank pursuant to license by Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International. All credit and approvals are provided by Refresh Card Solutions Inc. Digital Commerce Bank provides no credit or loans. All funding and lending for this program is provided by Refresh Card Solutions Inc.