Bankruptcy Guide | Refresh Financial

Starting over after consumer proposal or bankruptcy

Starting over after consumer proposal or bankruptcy

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The fresh start you've been looking for. The advice you need to get ahead.

While a consumer proposal or bankruptcy can cause a lot of stress and anxiety, what’s in the past cannot be changed. But with the right habits and a few tools to help you along the way, this could be the fresh start you need, and the first step on your journey to financial stability.

bankruptcy cartoon
bankruptcy cartoon

Everything you need to know about building credit after a consumer proposal or bankruptcy

This guide includes:

  • Why credit is so important
  • How to create good money habits
  • Tools to help rebuild credit

While it can be emotionally difficult to go through a consumer proposal or bankruptcy, it’s important to keep focusing on the future and to plan your financial rebound.

Six months ago I came with a credit score of ZERO. I was assured Refresh would help my credit and was asked to come back in six months to check again. I was blown away when I found out I had good credit. It was beyond my expectations and I qualified for a loan. I was very impressed with the professional and genuine helpful service I received. I've since and will continue to recommend Refresh to friends, family, and people at work with confidence that they too will be satisfied. Thanks everyone! "

Lucas, Niagara Falls, ON