The Dime Turner - Official Blog of Refresh Financial
Refresh Financial Official Blog

What Is A Line Of Credit And How Can It Help?

  You’ve probably heard us talk a lot about lines of credit, mortgages and credit cards. You’ve also probably heard us talk about the importance of a credit mix (having a healthy combination of different credit products). Today we’re going to focus on lines of credit. What is a line of credit and how can […]...more

2 Must-Have Apps For A Cheaper Holiday Season

The holidays are fast approaching, which can mean we’re already bracing ourselves for loads of money stress. After listing all the people you want to buy gifts for, you can feel your money just draining away. If you’re not careful, there could be a mountain of debt waiting for you on the other side of […]...more

Level Up Your Money Intelligence With These Tips

One of the hardest things when it comes to turning your finances around is learning how to manage your money better. What are some of the ways to become more disciplined with spending? How do we maximize the money we save? How do we become smarter with our money? For those of us that need […]...more

Credit Card Debt After A Gap Year? Here’s how to fix it

  Taking a break from post-secondary school can be a necessary change for some people. You’ve been in school every year of your life since you were 4 or 5 years old – taking a breather before the most intense education of your life can help you reset and come back more motivated than ever […]...more

Getting Back On Your Feet After A Financial Crisis

  ‘Life is what happens to you while you are busy making other plans’ it’s a quote from John Lennon, and when it comes to your finances, it fits perfectly. Unforeseen events can wreak havoc on our personal and financial lives. When you’re hit by an unforeseen financial crisis, it can cost us time, employment, […]...more

5 Signs You Should Not Be Considering Bankruptcy

  Debt can creep up on us! You’re living your life and then, all of a sudden you discover that you owe an astronomical amount! It’s overwhelming and tough to know where to start if you plan to get rid of it. Luckily, there are safeguards in Canada for people who find themselves in this […]...more

Build (or rebuild) your credit rating.
Check out our products.

In February 2015, I tried to apply for a loan so I could pay off my school debts and my credit card. At least put a dent into my payments. Well, things went all wrong and I was denied for approval of a loan.

Refresh Financial contacted me, concerned as they are to help individuals like myself to have a better future. We went over my finances and decided that the Refresh Financial loan will bring up my credit score to apply for a loan.

I was greatly impressed when every month I saw my credit climbing to the numbers I wanted from the beginning. I was entirely happy for my credit score being higher. My job as well, I made it possible to pay bi-weekly on my payments. With that being said, I learnt to pay my outstanding bills instead of spending money.

I only not have better credit, I have better spending habits and I am happy with the results! ”

Jessica, Frog Lake, AB