The Dime Turner - Official Blog of Refresh Financial

5 Reasons Debts In Collections May Have Disappeared From Your Credit Report

It doesn’t matter why you had debts in collections. Perhaps you were young with limited knowledge of how to manage credit....more

Who Can Check Your Credit Report?

  As a consumer in Canada, you’ve probably had your credit report checked numerous times. You could be applying for a new credit card, purchasing your first home, or even looking to lease a car. We all know that when we seek new forms of credit, our credit report is reviewed and assessed. So we […]...more

How To Recover From Bankruptcy or Consumer Proposal: A Step By Step Guide

So, you’ve gotten yourself into a little bit of credit trouble. You’ve got no other way out but to declare bankruptcy or go through a consumer proposal....more

What’s the Difference Between a Secured Credit Card and a Prepaid Credit Card?

    What is a secured credit card? A secured credit card is just like a regular credit card in that your credit limit, balance and payment history is reported to Equifax and TransUnion and will impact your credit score. With a secured credit card, again, just like a regular credit card, you have a […]...more

My Personal Loan Was Declined: When Can I Apply Again?

What should you do if your personal loan was declined? You don’t want to keep applying away in the hopes of getting it eventually. ...more

Poor Credit, High Debt & Rising Housing Costs Robbing Many of Homeownership

While browsing Reddit the other day, I stumbled upon a post where a user had proposed a new millennial version of the popular board game, Monopoly....more

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