The Refresh Advantage

Our agents are standing by to approve your application.

  • No up-front costs
  • Build Credit
  • Grow savings
  • 97% Approval Rate
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Refresh has helped thousands automatically build up savings each month and change their financial future. Join them.

Why get a Refresh program?

Building your savings through a Refresh program could help you save thousands in long term interest costs.

Over 97% of applicants for a Refresh Secured Savings Loan are Approved!

A Refresh Savings Loan is a great way to automatically build up your savings to be used for a rainy day, emergency expense, or vacation!

We’re passionate about supporting financial literacy, and is a proud supporter of Metro UP, a Canadian registered charity designed to help low-income individuals.

You have done a great job and very helpful with me and you answered all my questions and were very patient with me. You have done a great job and I’m going to tell a bunch of my friends to go there because you’re very helpful and nice and answered all of my questions and didn’t go in circles and that's what I like because it shows me that you believe in the company yourself. Thank you for taking and hour out of you day to make sure I understood everything and that's what I want when I’m trying to get a loan on the phone. Thank you so much and if it wasn't for you I wouldn't have got a loan but I did because of your knowledge and your kindness. ”

Mike, Oshawa, ON