The Refresh Advantage

Our agents are standing by to approve your application.

  • No up-front costs
  • Build Credit
  • Grow savings
  • 97% Approval Rate
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Refresh has helped thousands automatically build up savings each month and change their financial future. Join them.

Why get a Refresh program?

Building your savings through a Refresh program could help you save thousands in long term interest costs.

Over 97% of applicants for a Refresh Secured Savings Loan are Approved!

A Refresh Savings Loan is a great way to automatically build up your savings to be used for a rainy day, emergency expense, or vacation!

We’re passionate about supporting financial literacy, and is a proud supporter of Metro UP, a Canadian registered charity designed to help low-income individuals.

I've done pay day loans in the past but didn't know a whole lot about credit until recently. So I checked into my credit score. I was very disappointed to find that I had a 0 credit score as I have never had or needed any credit cards or lines of credit. I knew I wanted to buy the house I live in so I knew work was needed, but I never thought it would be as easy as purchasing REFRESH!!! I bought it in June of this year, waited or 2 months and was approved for my first credit card. I was so excited. It gets better!!! Then I waited 5 months, and would you believe it. Only 5 months after purchasing refresh my credit score was strong enough to finally get approved for my first brand new car with no down payment, low biweekly payments, no cosigner, and no car trade in. My bank also tells me if everything stays good I will own my home within a year. After years of thinking there was no hope I am only months away from owning my home. THANKS REFRESH!!!! Please share this story with everyone you can! ”

Emily, Truro, NS