Tools to Understand and Build Your Credit | Refresh Financial

Credit Calculators

Ever wondered just how much your credit rating affects the amount of interest you end up paying over the lifetime of a mortgage, car loan, or cash loan? Check out our loan interest calculators to see just how much money an improved credit rating can save you.


Car Loan

Cash Loan


Starting Over after Consumer Proposal or Bankruptcy

A step-by-step guide to rebuilding credit

Financing your first home

Maximize your chances of mortgage approval

Credit in Canada

A study of the level of understanding surrounding credit, how it differs from generation from generation, and how it’s impacting our nation’s mental health

Official blog of
Refresh Financial

What is my
credit score

Show me my free credit score