Refresh Financial's Credit Building Program - Start building today!

BUILD YOUR
CREDIT SCORE
-FAST-

with a Credit Builder Loan available in two speed packs.

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What's a Credit Builder Loan?

No cash is provided upfront.

Build credit and savings using your own money.

Just set it and forget it.

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Three easy steps

Time investment: 20 minutes or less

1

Create account

2

Choose Pack

3

Finalize documents

Personal Info

Why do we need this information?

We use your name and contact info to keep all your details in one single file, and so we can contact you in the event that your application is interrupted. We also use your province of residence and date of birth to determine what products we're legally allowed to offer you.

Get started with your credit building journey

Please enter your first name
Please enter your last name

Personal Info

Why do we need this information?

We use your name and contact info to keep all your details in one single file, and so we can contact you in the event that your application is interrupted. We also use your province of residence and date of birth to determine what products we're legally allowed to offer you.

Please enter date of birth
Please select valid Province

The Secured Card is offered in but not the Credit Builder Loan.

Do you still want to proceed?

No, thanks Yes, proceed

The Credit Builder Loan is offered in but not the Secured Card.

Do you still want to proceed?

No, thanks Yes, proceed

Personal Info

Why do we need this information?

We use your name and contact info to keep all your details in one single file, and so we can contact you in the event that your application is interrupted. We also use your province of residence and date of birth to determine what products we're legally allowed to offer you.

Please enter your email
Please enter your phone number
You must agree to the important disclosures

Create a Password

Your password must be at least 8 characters and contain 1 letter and 1 number.

Please enter a password
Please confirm your password

Our credit building solutions are best suited for people with a credit score under 750.

If you made a mistake and need to adjust your current credit score, you can go back to make the change.

If your credit score is over 750, we recommend searching unsecured financing options.

By registering your interest, you agree to be bound by our Terms of Use and Privacy Policy. Click here to read some important disclosures.
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How to Build Credit
-fast-

What is a Credit Builder Loan?

A Credit Builder Loan is a cross between a savings program and a loan; you save money and build credit at the same time. All your payments report to the credit bureaus, which may help improve your credit score.

How much “work” is required with the Credit Builder Loan?

Image of chart month to month growing with coin on top

You’ve got enough on your plate so we’ve made the Credit Builder Loan simple, just set it and forget it. Funds are automatically pulled from your account on a bi-weekly or monthly schedule based on what's affordable for you for hassle-free credit building. It’s one of the best ways to build credit.

Can I access the savings in my Credit Builder Loan?

Image of an open vault with money inside

The savings within your Credit Builder Loan are yours to access whenever you please minus the interest. You can withdraw the savings without canceling or pausing the credit building program.

Build your
credit score
-fast-

Get started