Build credit like a pro.

Gain more ground, get ahead for good.

Building credit can take time. We want to get you on the path to success, and help you along the way.

Learn how credit works

Build Your Credit

A new way forward.

We believe everyone should get a fair shake.

Our goal is simple: help you build credit safely and reach your financial goals.

Your success is important, so we include a free money education course to help you get ahead for good.

More about Refresh Financial

Last year around this time I was declined for vehicle financing. I was making more than I am now and had better stability in my job and address yet I was declined. I had no borrowing history. Credit cards sure but no installment payments showing on my report. Its next to impossible to get experience without having experience. Then I learnt about The Refresh Program. I signed up for a $2300.00 loan because in 3 years I want to get my own piece of land and $2300.00 will go a long way towards a down payment.

So not only am I saving for a house but I am building my credit too.

This year I was approved for financing through for auto financing and now I have a shiny new ride to cruise around in and an interest rate I can afford.

So I just wanted to say thank you. I would still be driving my '92 saturn if it wasnt for the effect Refresh Financial has had on my credit report. ”

David, Nanaimo, BC
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