What does my credit score mean | Refresh Financial

Check out our Credit Score Calculators to see the difference your credit score makes.

300-559
Very Poor
  • You won’t be approved for credit, except at payday lenders.
  • You will pay extremely-high interest rates and fees.

What kind of credit can I get?
Payday loan

Refresh secured loan
560-659
Poor
  • Your borrowing options will be high-risk, alternative lenders.
  • You will have to pay lots of fees and high-interest.


Secured credit card

Payday loan
Refresh secured loan
660-724
Fair
  • You might be approved at banks to get credit.
  • You are likely to pay slightly-high interest rates.


Cash loan

Car loan

Credit card
Refresh secured loan
725-759
Good
  • Banks will be happy to extend credit to you.
  • You’ll receive their advertised standard rates.


Mortgage

Line of credit

Cash loan

Car loan

Credit card
Refresh secured loan
760-900
Excellent
  • Congratulations! You are able to get any credit you need.
  • You will have the lowest possible interest rates and fees.


Mortgage

Line of credit

Cash Loan

Car loan

Credit card
Refresh secured loan

*Credit scoring scale depends on individual lenders’ criteria, and should be used as a general guide only. Approvals depend on your personal financial circumstances.

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