Like a loan. But backwards.
We do things differently.
Boost your credit
Every payment you make gets reported to the credit bureaus, giving you that all important positive payment history.
Build your savings
By the end of your program, you'll have a stash of cash to use however you like*.
Get financial wisdom
Become financially savvy through our financial intelligence training and Dime Turner™ blog.
Say goodbye to no
Hearing no when it comes to your finances will become a thing of the past with good credit, financial fitness, and savings up your sleeve.
Why Refresh
There is only one way to build good credit - by borrowing responsibly and making your payments on time. The main difference with Refresh is that you are actually saving money. With Refresh, you are getting:
The original
With over 50,000 credit builders,
you know you're in good hands.
Free financial education
Through your free financial intelligence training,
you can learn the secrets of the financial experts and get ahead for good.
White glove service
We're dedicated to your success.
Our team will answer any questions about
your credit to help you reach your goals.
Tailored to you
Everyone is different.
Our variety of programs are designed to
fit your budget, lifestyle and goals.
How can you get bad credit?
Too many financial commitments
Not responsible with money
Forgetting to pay bills
Co-signing for someone's loan
In February 2015, I tried to apply for a loan so I could pay off my school debts and my credit card. At least put a dent into my payments. Well, things went all wrong and I was denied for approval of a loan.
Refresh Financial contacted me, concerned as they are to help individuals like myself to have a better future. We went over my finances and decided that the Refresh Financial loan will bring up my credit score to apply for a loan.
I was greatly impressed when every month I saw my credit climbing to the numbers I wanted from the beginning. I was entirely happy for my credit score being higher. My job as well, I made it possible to pay bi-weekly on my payments. With that being said, I learnt to pay my outstanding bills instead of spending money.
I only not have better credit, I have better spending habits and I am happy with the results! ”
Jessica, Frog Lake, AB
