Like a loan. But backwards.

We do things differently.

 

Boost your credit

Every payment you make gets reported to the credit bureaus, giving you that all important positive payment history.

 

Build your savings

By the end of your program, you'll have a stash of cash to use however you like*.

 

Get financial wisdom

Become financially savvy through our financial intelligence training and Dime Turner™ blog.

 

Say goodbye to no

Hearing no when it comes to your finances will become a thing of the past with good credit, financial fitness, and savings up your sleeve.

Why Refresh

There is only one way to build good credit - by borrowing responsibly and making your payments on time. The main difference with Refresh is that you are actually saving money. With Refresh, you are getting:

The original

With over 50,000 credit builders,
you know you're in good hands.

Free financial education

Through your free financial intelligence training,
you can learn the secrets of the financial experts and get ahead for good.

White glove service

We're dedicated to your success.
Our team will answer any questions about
your credit to help you reach your goals.

Tailored to you

Everyone is different.
Our variety of programs are designed to
fit your budget, lifestyle and goals.

In February 2015, I tried to apply for a loan so I could pay off my school debts and my credit card. At least put a dent into my payments. Well, things went all wrong and I was denied for approval of a loan.

Refresh Financial contacted me, concerned as they are to help individuals like myself to have a better future. We went over my finances and decided that the Refresh Financial loan will bring up my credit score to apply for a loan.

I was greatly impressed when every month I saw my credit climbing to the numbers I wanted from the beginning. I was entirely happy for my credit score being higher. My job as well, I made it possible to pay bi-weekly on my payments. With that being said, I learnt to pay my outstanding bills instead of spending money.

I only not have better credit, I have better spending habits and I am happy with the results! ”

Jessica, Frog Lake, AB