Check Your Credit Score For Free Canada! | Refresh Financial
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By registering your interest, you agree to be bound by our General Terms of Use, Free Credit Score Terms, and Privacy Policy.

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Enter some basic information about yourself.


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Answer a few quick questions.


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Authenticate your identity with Transunion.


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Get your credit score.


Approvals - Approvals are subject to Refresh Financial's review and underwriting guidelines which requires minimum monthly income, ID & banking verification.

Refresh Financial Inc. and its loan products are not affiliated with any credit reporting bureau or entity in Canada.

Credit Impact - Refresh Financial offers short term secured savings loans and is not a credit repair service. A Refresh loan may help improve your credit score by building a credit history provided your payments are made in full and on time. While having a loan and honoring its obligations can help build credit, potential creditors may see too many loans as an increased risk, and failure to meet repayment obligations will result in a negative report to the credit bureaus, which would reduce your credit score. Please borrow responsibly.

Financial Implications - Refresh Financial offers secured savings loans, provided by Refresh Capital Corp., of $1,200, $2,300, $3,200 and $5,500 with terms of 36 and 60 months, respectively. The APR ranges from 7.26% - 29.95% depending on the size of the loan chosen, and includes a loan setup fee of $200 - $400 deducted from the loan proceeds.

Last year around this time I was declined for vehicle financing. I was making more than I am now and had better stability in my job and address yet I was declined. I had no borrowing history. Credit cards sure but no installment payments showing on my report. Its next to impossible to get experience without having experience. Then I learnt about The Refresh Program. I signed up for a $2300.00 loan because in 3 years I want to get my own piece of land and $2300.00 will go a long way towards a down payment.

So not only am I saving for a house but I am building my credit too.

This year I was approved for financing through for auto financing and now I have a shiny new ride to cruise around in and an interest rate I can afford.

So I just wanted to say thank you. I would still be driving my '92 saturn if it wasnt for the effect Refresh Financial has had on my credit report. ”

David, Nanaimo, BC