Refresh Financial Official Blog

Credit Mix – How This Often Overlooked Factor Affects Your Credit

Credit Mix – How This Often Overlooked Factor Affects Your Credit

Credit Mix – How This Often Overlooked Factor Affects Your Credit We all have a basic understanding of what goes into calculating our credit score. Do you pay late or on time? Do you max out your credit cards? Do you have any debts in collections? These are all pretty common knowledge. There is one […]...more

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How To Know When It’s Time To Apply For A New Credit Card

How To Know When It’s Time To Apply For A New Credit Card A new credit card comes with as many risks as benefits, so it might not always be wise to apply for one. How do we know, though, when the right time to get a new credit card is? Well, we have to […]...more

Late Payment? How Much Will This Affect Your Credit?

Late Payment? How Much Will This Affect Your Credit? If you’ve been around here long enough, you’ve probably heard us tell you a few times not to make your payments late. But, why? What are the consequences? What if it’s just one late payment? To what extent will that affect your credit? The answers to […]...more

Money Saving Rules of Thumb

Money Saving Rules of Thumb If you’ve ever listened to those self-made wealthy financial gurus give advice on how to save your money and build your wealth, they all seem to have their own small rules of thumb to live by. Recently, a discussion broke out on the popular social media platform, Reddit, that discussed […]...more

10 Expensive Habits You Could Drop To Pay Your Debts

10 Expensive Habits You Could Drop To Pay Your Debts If you’re struggling to see your debts go down every month, there is only one solution: pay more of your debts off each month. When you’re living paycheck to paycheck though, it can seem futile and frustrating to try to squeeze more out of your […]...more

Beware The Bogus Questions When Verifying Your Identity For Credit Bureaus

Beware The Bogus Questions When Verifying Your Identity For Credit Bureaus You’re taking the plunge and ordering your credit report. You know there may be some things you don’t want to see there, but you also know it’s time to get some serious adulting done and just tear off the band-aid. If you ever want […]...more

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Hi a few months ago I was rejected for getting a new phone through a contract because of my poor credit rating due to old credit. No one would give me a chance until I started paying monthly payments to Refresh Financial. Now thanks to you I was approved for a new phone under a contract and it feels great not having to waste all that money on prepaid minutes for my phone even if I never used them. Now I'm saving money, rebuilding my credit and I owe it all to you. ”

Ashley, Stellerton, NS