The Dime Turner - Official Blog of Refresh Financial

The Differences Between An Unsecured and Secured Credit Card

The Differences Between An Unsecured and Secured Credit Card

People who suffer from poor credit and who seek out advice on how to improve their credit, are likely to come across one piece of advice more often than all the rest....more

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Do You Understand Your Credit Score?

Do you know how your credit is broken down? I wanted to take a moment to explain the different areas that are taken into account....more

What is the Average Credit Score in Canada and How Do You Compare?

Often, Canadians want to know how they measure up to their fellow countrymen when it comes to credit score. Is your score better than most?...more

5 Reasons Debts In Collections May Have Disappeared From Your Credit Report

It doesn’t matter why you had debts in collections. Perhaps you were young with limited knowledge of how to manage credit....more

Who Can Check Your Credit Report?

  As a consumer in Canada, you’ve probably had your credit report checked numerous times. You could be applying for a new credit card, purchasing your first home, or even looking to lease a car. We all know that when we seek new forms of credit, our credit report is reviewed and assessed. So we […]...more

How To Recover From Bankruptcy or Consumer Proposal: A Step By Step Guide

So, you’ve gotten yourself into a little bit of credit trouble. You’ve got no other way out but to declare bankruptcy or go through a consumer proposal....more

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