The Dime Turner - Official Blog of Refresh Financial
Refresh Financial Official Blog

How To Recover From Bankruptcy or Consumer Proposal: A Step By Step Guide

How To Recover From Bankruptcy or Consumer Proposal: A Step By Step Guide

So, you’ve gotten yourself into a little bit of credit trouble. You’ve got no other way out but to declare bankruptcy or go through a consumer proposal....more

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What’s the Difference Between a Secured Credit Card and a Prepaid Credit Card?

  What is a secured credit card? A secured credit card is just like a regular credit card in that your credit limit, balance and payment history is reported to Equifax and TransUnion and will impact your credit score. With a secured credit card, again, just like a regular credit card, you have a minimum […]...more

The Differences Between An Unsecured and Secured Credit Card

People who suffer from poor credit and who seek out advice on how to improve their credit, are likely to come across one piece of advice more often than all the rest....more

My Personal Loan Was Declined: When Can I Apply Again?

What should you do if your personal loan was declined? You don’t want to keep applying away in the hopes of getting it eventually. ...more

Poor Credit, High Debt & Rising Housing Costs Robbing Many of Homeownership

While browsing Reddit the other day, I stumbled upon a post where a user had proposed a new millennial version of the popular board game, Monopoly....more

How Bankruptcy and Consumer Proposal Affect Your Credit Score In Canada

We all know that bankruptcy doesn’t do your credit score any good. But do you know exactly how it will affect your credit in Canada?...more

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Since signing up with Refresh I have done really well with my credit rating. I was able to sign up for a new credit card and now know my credit score is way better than what it used to be. I'm so glad I signed up for this program and am working towards making my credit score even better!! Your staff has been so helpful with anytime I have called in for any help or questions. I always speak highly of Refresh and explain how you guys have helped me from a bad credit score to one that I can be proud of. Thank you so much to Refresh for making it easy to get back to where I need to be!!! ”

Sarah, Aurora, ON