The Dime Turner - Official Blog of Refresh Financial
Refresh Financial Official Blog

10 Tips For Preparing For The Tax Season

10 Tips For Preparing For The Tax Season

  It might not be the most exciting thing in the world, but it’s time to start preparing for tax season. If you feel like you’re in the dark when it comes to knowing what to do, this blog should help clear things up. Here are some useful tips for preparing for the tax season. […]...more

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Protect Your Identity While Applying For Credit Online

  Thanks to technology, applying for credit is convenient and nearly instant. But can you trust that your information is safe when filling out online forms? Sadly, not always, but, fortunately, there are a few precautions you can take that will help you protect your identity while applying for credit online. Ensure You’re Using A […]...more

This Task Can Change How You View Your Finances

If you’re looking to improve your financial situation but are having trouble finding the motivation, we might be able to help. In fact, we think that completing this task can change how you view your finances! There’s a story on the Personal Finances Canada subreddit of a woman under username shar_blue, who decided to list […]...more

How To Stay Motivated Paying Off Your Debt This Year

It’s the beginning of another year, and as you tally up your post-holiday debt, you might be vowing to make some significant financial changes. Maybe your New Year’s resolution is to pay off your debt and increase your credit score. Great idea! But how do you stay motivated paying off your debt this year? Sticking […]...more

What Is A Credit Check?

And how do credit checks affect me? If an employer, bank, or other institution requests a credit check, it means they are looking to see a copy of your credit report. Your credit report is a detailed history of how you have paid your bills in the past. This includes payment history on current and […]...more

When To Choose A Consumer Proposal Vs. Bankruptcy

For many Canadians who are stuck in debilitating debt, sometimes the only way out is through a consumer proposal or bankruptcy. The differences between these two options is often misunderstood, so if you’re in a tight spot, this blog will help you decide when to choose a consumer proposal vs. bankruptcy. What is the definition […]...more

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In February 2015, I tried to apply for a loan so I could pay off my school debts and my credit card. At least put a dent into my payments. Well, things went all wrong and I was denied for approval of a loan.

Refresh Financial contacted me, concerned as they are to help individuals like myself to have a better future. We went over my finances and decided that the Refresh Financial loan will bring up my credit score to apply for a loan.

I was greatly impressed when every month I saw my credit climbing to the numbers I wanted from the beginning. I was entirely happy for my credit score being higher. My job as well, I made it possible to pay bi-weekly on my payments. With that being said, I learnt to pay my outstanding bills instead of spending money.

I only not have better credit, I have better spending habits and I am happy with the results! ”

Jessica, Frog Lake, AB