The Dime Turner - Official Blog of Refresh Financial
Refresh Financial Official Blog

6 Ways You Can Enter The Canadian Housing Marketing If you’ve been busy saving up and evaluating the money it would take for you to buy a house in Canada, you’re likely aware that it is becoming more difficult. First time home buyers are forced to find new and creative ways to enter the housing […]...more

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How it Affects Your Wallet: The Bank of Canada Interest Rate

How it Affects Your Wallet: The Bank of Canada Interest Rate You may have heard in passing conversation with friends, coworkers, or heard on the news that the Bank of Canada Interest Rate was raised to 1.25% earlier this year. While millions of Canadians don’t keep up with this sort of news, they are definitely […]...more

Why Should I Be Monitoring My Credit Score?

Why Should I Be Monitoring My Credit Score? When was the last time you checked your credit score? If the answer is more than a year, then we strongly recommend that you do today. There are some many ways your credit score can impact your life. When you make big decisions like getting a mortgage […]...more

Tax Tips: How To Access Lost or Old T4s

It’s always important to get your taxes done each year in time. It’s not always what happens, but it’s important, nonetheless....more

Improve Your Financial Literacy: 6 Money Smart Resources

  Improving your financial literacy can have a huge impact on your quality of life. Unfortunately, the education system doesn’t always do a great job of giving us the knowledge we need to succeed. As Canadians, we need to take it upon ourselves to gain these skills. Thankfully, many groups have recognized this lack of […]...more

This New Trend Could Threaten Your Financial Future

The results from a recent poll from BMO are quite surprising, and unfortunate. Of the 1500 Canadians surveyed, 40% of respondents said they dip into their retirement savings early. Is there a reason why is such a large portion of Canadians are making withdrawals from their RRSPs? Here is the following data. 27% said they […]...more

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I've done pay day loans in the past but didn't know a whole lot about credit until recently. So I checked into my credit score. I was very disappointed to find that I had a 0 credit score as I have never had or needed any credit cards or lines of credit. I knew I wanted to buy the house I live in so I knew work was needed, but I never thought it would be as easy as purchasing REFRESH!!! I bought it in June of this year, waited or 2 months and was approved for my first credit card. I was so excited. It gets better!!! Then I waited 5 months, and would you believe it. Only 5 months after purchasing refresh my credit score was strong enough to finally get approved for my first brand new car with no down payment, low biweekly payments, no cosigner, and no car trade in. My bank also tells me if everything stays good I will own my home within a year. After years of thinking there was no hope I am only months away from owning my home. THANKS REFRESH!!!! Please share this story with everyone you can! ”

Emily, Truro, NS