The Dime Turner - Official Blog of Refresh Financial

Who Can Check Your Credit Report?

Who Can Check Your Credit Report?

  As a consumer in Canada, you’ve probably had your credit report checked numerous times. You could be applying for a new credit card, purchasing your first home, or even looking to lease a car. We all know that when we seek new forms of credit, our credit report is reviewed and assessed. So we […]...more

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How To Recover From Bankruptcy or Consumer Proposal: A Step By Step Guide

So, you’ve gotten yourself into a little bit of credit trouble. You’ve got no other way out but to declare bankruptcy or go through a consumer proposal....more

What’s the Difference Between a Secured Credit Card and a Prepaid Credit Card?

  What is a secured credit card? A secured credit card is just like a regular credit card in that your credit limit, balance and payment history is reported to Equifax and TransUnion and will impact your credit score. With a secured credit card, again, just like a regular credit card, you have a minimum […]...more

The Differences Between An Unsecured and Secured Credit Card

People who suffer from poor credit and who seek out advice on how to improve their credit, are likely to come across one piece of advice more often than all the rest....more

My Personal Loan Was Declined: When Can I Apply Again?

What should you do if your personal loan was declined? You don’t want to keep applying away in the hopes of getting it eventually. ...more

Poor Credit, High Debt & Rising Housing Costs Robbing Many of Homeownership

While browsing Reddit the other day, I stumbled upon a post where a user had proposed a new millennial version of the popular board game, Monopoly....more

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