About Us - Learn why we do what we do - Refresh Financial

We help people from any background build a better financial reputation — especially those who might not be treated well elsewhere.

Our goal is to help Canadians take control of their finances. We do that by providing programs that help people to build credit safely. We choose to focus on credit, because it is a key part of financial freedom.

Why We Do It

We Respect People — Respect is at the core of why we do what we do. This means all people, no matter what their history may be. We believe in doing our best to take care of others, no matter their circumstances. We Make Transformation Possible — We believe in the power of change. We believe that anyone is capable of change, if it is something they truly want. Our goal is to help as many people as possible on the road to self-improvement. We Serve with Compassion — We know there are a variety of reasons someone may find Refresh; we promise to do our best to understand and empathize with the unique situation of every client. We are Champions of Time, Talent, and Treasure — We believe in respecting people’s time (we know that it’s limited), making the most of individual talents (we don’t squander them), and celebrating the wins along the way (big or small).

Success For The Long Term

If you become a Refresh client, we’ll be happy when you leave… but only if you leave better equipped to deal with the banking system.

Learn About Our Programs

Since signing up with Refresh I have done really well with my credit rating. I was able to sign up for a new credit card and now know my credit score is way better than what it used to be. I'm so glad I signed up for this program and am working towards making my credit score even better!! Your staff has been so helpful with anytime I have called in for any help or questions. I always speak highly of Refresh and explain how you guys have helped me from a bad credit score to one that I can be proud of. Thank you so much to Refresh for making it easy to get back to where I need to be!!! ”

Sarah, Aurora, ON