About Refresh Financial - Why do we help people rebuild credit?

We help people from any background build a better financial reputation — especially those who might not be treated well elsewhere.

Our goal is to help Canadians take control of their finances. We do that by providing programs that help people to build credit safely. We choose to focus on credit, because it is a key part of financial freedom.

Why We Do It

We Respect People — Respect is at the core of why we do what we do. This means all people, no matter what their history may be. We believe in doing our best to take care of others, no matter their circumstances. We Make Transformation Possible — We believe in the power of change. We believe that anyone is capable of change, if it is something they truly want. Our goal is to help as many people as possible on the road to self-improvement. We Serve with Compassion — We know there are a variety of reasons someone may find Refresh; we promise to do our best to understand and empathize with the unique situation of every client. We are Champions of Time, Talent, and Treasure — We believe in respecting people’s time (we know that it’s limited), making the most of individual talents (we don’t squander them), and celebrating the wins along the way (big or small).

Success For The Long Term

If you become a Refresh client, we’ll be happy when you leave… but only if you leave better equipped to deal with the banking system.

Learn About Our Programs

Hi a few months ago I was rejected for getting a new phone through a contract because of my poor credit rating due to old credit. No one would give me a chance until I started paying monthly payments to Refresh Financial. Now thanks to you I was approved for a new phone under a contract and it feels great not having to waste all that money on prepaid minutes for my phone even if I never used them. Now I'm saving money, rebuilding my credit and I owe it all to you. ”

Ashley, Stellerton, NS