We help people from any background build a better financial reputation — especially those who might not be treated well elsewhere.

Our goal is to help Canadians take control of their finances. We do that by providing programs that help people to build credit safely. We choose to focus on credit, because it is a key part of financial freedom.

Why We Do It

We Respect People — Respect is at the core of why we do what we do. This means all people, no matter what their history may be. We believe in doing our best to take care of others, no matter their circumstances. We Make Transformation Possible — We believe in the power of change. We believe that anyone is capable of change, if it is something they truly want. Our goal is to help as many people as possible on the road to self-improvement. We Serve with Compassion — We know there are a variety of reasons someone may find Refresh; we promise to do our best to understand and empathize with the unique situation of every client. We are Champions of Time, Talent, and Treasure — We believe in respecting people’s time (we know that it’s limited), making the most of individual talents (we don’t squander them), and celebrating the wins along the way (big or small).

Success For The Long Term

If you become a Refresh client, we’ll be happy when you leave… but only if you leave better equipped to deal with the banking system.

Learn About Our Programs

I would really like to thank Refresh Financial. My credit has built substantially and I was able to obtain a mortgage in just over a year. Unlike its competitors (very high interest rates) the Refresh Financial program is truly designed to help people. I am so thankful that you treated me with utmost respect and provided the support I needed. You are highly educated with respect to credit repair and by following your guidance I climbed out of the rut I was in. I am in a much more comfortable place financially than ever before. I have attached a picture of my house in Kelowna BC. This is proof that with guidance, discipline and perseverance anyone can achieve their goals. ”

Matthew, Peachland, BC