Credit Cards - Canada's Top Secured Credit Card | Refresh Financial
Refer a friend, earn $100!

The easiest way to get a credit card

Refresh Financial The other guys
Annual fee $12.95/year $59/year
Interest rate 17.99% 19.80%
Approval without credit check?
Access to financial education*
$100 referral program

*Refresh f.i.t is part of the paid Black Tier experience of the Refresh self-serve dashboard.

Get your secured VISA now!

Expect a call from us within 1 business day to verify your identity.

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Click here to read some important disclosures.

Benefits

Guaranteed approvals

As a secured credit card, there’s no credit checks, just a deposit and you’re approved.

Low fees and low interest rates

Credit building shouldn’t cost an arm and a leg, so we’ve kept our fees and rates low.

Earn extra cash

If you refer a family member or friend and they sign up we will pay you $100 cash. There is no limit to the amount of people you can refer.

Get access to the Refresh Dashboard

Take even more control of your credit score with The Refresh Dashboard!

Boost your credit

Using your VISA will help build your credit history and put your financial goals within reach.

Access to financial education

With Refresh f.i.t, you can get access to online courses that teach you about money management*.

4 simple steps

1

Tell us about yourself

1 min

2

Finalize documents

10 min

3

Deposit your security

5 min

4

Receive your card!

1

Tell us about yourself

1 min

2

Finalize documents

10 min

3

Deposit your security

5 min

4

Receive your card!

-

Build credit, not debt

Request now
  • Guaranteed approval
  • Low annual fees, low interest rates
  • Get $100 for each referral you make

Want to build your credit by saving money (instead of spending)? We can help.

† Artist Rendering. Actual cards may vary, in design, materials and/or function from that shown in the image above and may be modified from time to time by Refresh Card Solutions Inc. without notice.

This card is owned and issued by DirectCash Bank pursuant to license by Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International. All credit and approvals are provided by Refresh Card Solutions Inc. DirectCash Bank provides no credit or loans. All funding and lending for this program is provided by Refresh Card Solutions Inc.

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