Refresh Secured Credit Card - The Solution To Bad Credit
Refer a friend, earn $100!

Get your secured credit card

Get your secured credit card

The flexibility of a credit card without going into debt.

See how we stack up

Refresh Financial The other guys
Annual fee $12.95/year $59/year
Interest rate 17.99% 19.80%
Approval without credit check?
Access to free financial education**
$100 referral program

*Refresh f.i.t is part of the paid Black Tier experience of the Refresh self-serve dashboard.

Get one now!

Expect a call from us within 1 business day to verify your identity.

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Easiest approvals

As a secured credit card, there's no credit checks, just a deposit and you're approved.


Lowest fees

Credit building shouldn't cost an arm and a leg, so we've kept our fees low.


Low interest rates

Our competitive rates will help ensure you can keep payments manageable.


Earn Extra Cash

If you refer a family member or friend and they sign up we will pay you $100 cash. There is no limit to the amount of people you can refer.


Access to free financial education

With Refresh f.i.t, you can get access to online courses that teach you about money management*.


Boost your credit

Using your VISA will help build your credit history and put your financial goals within reach.

4 simple steps

Step 1

Tell us about yourself


1 min

Step 2

Finalize documents


10 min

Step 3

Deposit your security


5 min

Step 4

Wait for your card!


2-3 weeks

† Artist Rendering. Actual cards may vary, in design, materials and/or function from that shown in the image above and may be modified from time to time by Refresh Card Solutions Inc. without notice.

This card is owned and issued by DirectCash Bank pursuant to license by Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International. All credit and approvals are provided by Refresh Card Solutions Inc. DirectCash Bank provides no credit or loans. All funding and lending for this program is provided by Refresh Card Solutions Inc.

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