Credit Card | Refresh Financial

The Refresh Secured Visa

The easiest way to get a credit card.

See how we stack up

Refresh Financial The Other Guys
Annual fee $12.95/year $59/year
Interest rate 17.99% 19.80%
Free financial education
Approval without credit check?

Features
and benefits

 

Easiest approvals

As a secured credit card, there's no credit checks, just a deposit and you're approved.

 

Lowest fees

Credit building shouldn't cost an arm and a leg, so we've kept our fees low.

 

Low interest rates

Our competitive rates will help ensure you can keep payments manageable.

 

Lowest security

Start where you're comfortable and scale up when you're ready - no huge upfront costs.

 

Free financial education

With Refresh f.i.t, you get access to online courses that teach you about money management.

 

Boost your credit

Using your VISA will help build your credit history and put your financial goals within reach.

4 simple steps

Step 1

Tell us about yourself

 

1 min

Step 2

Finalize documents

 

10 min

Step 3

Deposit your security

 

5 min

Step 4

Wait for your card!

 

2-3 weeks

† Artist Rendering. Actual cards may vary, in design, materials and/or function from that shown in the image above and may be modified from time to time by Refresh Card Solutions Inc. without notice.

This card is owned and issued by DirectCash Bank pursuant to license by Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International. All credit and approvals are provided by Refresh Card Solutions Inc. DirectCash Bank provides no credit or loans. All funding and lending for this program is provided by Refresh Card Solutions Inc.

In February 2015, I tried to apply for a loan so I could pay off my school debts and my credit card. At least put a dent into my payments. Well, things went all wrong and I was denied for approval of a loan.

Refresh Financial contacted me, concerned as they are to help individuals like myself to have a better future. We went over my finances and decided that the Refresh Financial loan will bring up my credit score to apply for a loan.

I was greatly impressed when every month I saw my credit climbing to the numbers I wanted from the beginning. I was entirely happy for my credit score being higher. My job as well, I made it possible to pay bi-weekly on my payments. With that being said, I learnt to pay my outstanding bills instead of spending money.

I only not have better credit, I have better spending habits and I am happy with the results! ”

Jessica, Frog Lake, AB