Applying For Credit Online: Protect Your Identity | Refresh Financial

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Protect Your Identity While Applying For Credit Online

 Protect Your Identity While Applying For Credit Online

Thanks to technology, applying for credit is convenient and nearly instant. But can you trust that your information is safe when filling out online forms? Sadly, not always, but, fortunately, there are a few precautions you can take that will help you protect your identity while applying for credit online.

Ensure You're Using A Secure Connection -

Your browser should have an indicator in the address bar that shows whether or not your connection is secure. Sometimes it’s a padlock, other times it’s the word ‘secure’. Always double check before entering information like passwords, addresses or social insurance numbers.

Make Sure Your Wifi Network Is Password Protected -

Simply go to your wifi settings on your computer or device and load the list of available wifi networks. Locate the one you’re currently using and make sure there is a locked symbol next to it.

If You're Using A Shared Computer, Don't Use Autofill -

This one should be a no-brainer. Information stored in a browser is an easy way to have your privacy breached or your information stolen.

Use Complex Passwords -

Never use easy-to-guess passwords. You can use a password generator to create harder passwords and if you have trouble remembering them, use a storage service like LastPass or Passpack.

Don't Store Your Passwords -

Never store passwords on computers or browsers used by other people. By doing this, you're making it easy for people to log in to any of your private accounts.

Clear Your History -

It's as easy as clicking your mouse. Clearing your browser history reduces the possibility of someone clicking back and catching a glimpse of any information you might have populated a form with.

Logout Of Any Account -

If you are ever required to create an account when applying for credit, make sure you log-out of that account before you let anyone else use the device you were on.

Monitor Your Credit Report -

After finishing your application, make sure you keep an eye on your credit report and monitor for any suspicious activity. If your information has been compromised or stolen, this will be the first place you'll notice it. Remember, the sooner you catch any errors, the easier it is to fix!

Following these simple guidelines will help keep your information secure and identity theft at bay.

What are some of the precautions you take with your information on the internet? Let us know in the comments!

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